ACCG-IRMA Issues Proposals for Newly Required Firefighters' Cancer Coverage

The deadline for counties to have the newly required firefighter’s cancer coverage is quickly approaching. Effective January 1, 2018, Georgia law requires all legally organized fire departments to provide and maintain specific cancer insurance coverages for all members of the fire department that meet the definition of “firefighter” as defined in Code Section 25-4-2. This includes all full-time, part-time and volunteer firefighters. Subject to eligibility requirements, the Firefighter Cancer Insurance bill, HB 146, contains provisions for both a critical illness (lump sum) benefit and a disability (income replacement) benefit. ACCG designed the ACCG-IRMA Firefighters’ Cancer Benefit Program to help counties satisfy this requirement. The coverages being offered through the ACCG-IRMA program are designed specifically to be compliant with the provisions of HB 146.


ACCG wants to remind all counties to secure coverage by the first of the year. The association urges counties securing coverage through other plans in the marketplace to ensure their coverage is compliant with state law as specified in HB 146. If coverage is secured through ACCG-IRMA, please be sure to send in the appropriate, legally binding documents as soon as possible.


In order to bind coverage through ACCG-IRMA, sign and return the following documents to the program administrator Willis Towers Watson via email at as soon as possible:


  1. Application and Participant Agreement
  2. Resolution
  3. Intergovernmental Agreement (*Note:  If your county is already a member of ACCG-IRMA, you do not need to submit the Intergovernmental Agreement.)

Alternatively, these documents may be mailed to Willis Towers Watson at 5 Concourse Parkway, 18th Floor, Atlanta, GA 30328.


Should you have questions, email or call ACCG Insurance Programs Deputy Director Ashley Abercrombie at 404-589-7828.